Personal wine collection insurance

Personal wine collection insurance

You finally got that Screaming Eagle Cabernet Sauvignon you've always wanted, the Ghost Horse Vineyard 'Fantome' Cabernet Sauvignon just because, and a Joseph Phelps Insignia, Napa Valley for your cellar. Now, you might want to consider looking into proper insurance to protect them. If you live in California, below are two basic approaches to covering your wine collection, your coverage options may differ:

Home, with cellar, vineyard and / or wine collection insurance
Your California homeowners policy may be well designed to cover your coffee table, your dishes, your t-shirts and many other things that are mass produced and sold in bulk, up to policy limits from certain kinds of risk. Your wine collection may be underinsured due to its value and complex nature, we maybe able to craft a custom solution right for you and your home.

wine Standalone personal wine collection insurance

Even if your have home insurance, you may run into coverage issues, both in amount and type. A homeowner policy may not have adequate coverages for: full value, off premises (in transit), mysterious disappearance, damage from earthquake or flood. A standalone personal wine collection policy may address specific issues such as: fraud, heist, natural disaster, inadequate handling, etc... your coverage options may vary greatly.

Please visit the below link to begin the process of starting your quote today. Our service area is the State of California.


contact form click here to start your quote today.